Slide 1 Workers Compensation Board Section 1: A outcome 2 Slide 2 WCB WCB is a provincial legislated private not-for-profit organization Cost effective workplace liability and disability is provided through WCB. Slide 3 WCB WCB funding is provided entirely by premiums that employers pay. Employers share the cost of compensating injured workers throughout the province. This is so employers don’t have to bear the price of claims alone. How premiums are set Slide 4 What does WCB do? Compensates workers for lost income, health care and other costs This includes workers that have been injured: on the job or develop a occupational related disease. Slide 5 Know your rights as a worker Know your rights as a worker - You have the right to: A fair and quick resolution to a disagreement with a WCB decision. Question or review a decision within 12 months of the date of decision. Review & Appeals Slide 6 Who is covered? *Employers and workers in most industries are covered by workers’ compensation. Types of Coverage However, some industries do not require coverage, and are listed in the Regulations of the Workers’ Compensation Act. If you’re not sure, ask your employer or call WCB-Alberta to find out if your employer should have coverage for you. Slide 7 About WCB Coverage Even if your own negligence caused the injury you are eligible to claim benefits. You are covered whether you are a full-time, part-time, temporary or casual worker. *You have no waiting period for coverage to begin. Slide 8 Wage Replacement Your wage replacement benefits are based on your confirmed earnings at the time of the accident. WCB-Alberta uses earnings information provided by you and your employer on the Report of Injury or Occupational Disease forms. * Slide 9 Protection from Lawsuit *If you are covered by workers’ compensation insurance, you cannot be sued or sue the person or company responsible for your injury if they are also covered by workers’ compensation. If your injury was caused by a company or person not covered by the Act (a third party), WCB-Alberta may take legal action against the third party on your behalf. Slide 10 Reporting an Injury When to report an injury: Report an Injury You should report your injury as quickly as possible after reporting to your employer, but have a maximum of two years. If your injury is not reported, WCB-Alberta has no record of your claim. Your employer is required by law to report to WCB-Alberta within 72 hours of acquiring knowledge that a work-related injury occurred. Slide 11 The claims Process - After the Injury After receiving the required reporting forms from you, your employer and your doctor: WCB-Alberta confirms you are covered and processes the claim as quickly as possible to determine appropriate compensation benefits for you. Your employer is responsible to pay you for the day the accident occurred. The Claims Process For Workers Slide 12 Receiving Notification from WCB - Alberta If your claim is registered with all of the required information, you can expect to receive a confirmation letter from WCB-Alberta within seven working days. Your first payment should arrive in approximately 14 days. Slide 13 Types of Injuries that need reporting include Cause (or are likely to cause) you to be off work beyond the day of injury. Require modified work beyond the day of injury. Require medical treatment beyond first aid (e.g., physical therapy, prescription medications, chiropractic, acupuncture). May result in a permanent disability (e.g., amputations, hearing loss). Slide 14 Employers have 3 Primary Obligations Pay for the cost of immediate transportation from the work site to a medical facility. Pay your full regular wages for the day that the injury occured. Report the accident within 72 hrs if it requires: Have a report for you to fill out. - Slide 15 Your Health Care Providers Responsibility *Send their reports to WCB-Alberta within two working days of treatment. *Assist your recovery and return to work. * Work together with you, your other health care providers, and WCB-Alberta to develop an effective return-to-work plan. Slide 16 Return To Work Planning Return to work video Returning to work: WCB Link to Return To Work If medical information suggests you are ready to return to your pre-accident occupation, WCB-Alberta will confirm your return-to-work date with you and your employer. If medical information suggests you will likely return to your pre-accident occupation, but you have temporary restrictions, WCB-Alberta will discuss with your employer the possibility of modified work. Slide 17 Modified Work Modified Work Explained - Video *Modified work helps you return to work while recovering and provides the opportunity to contribute to your workplace. If you have temporary restrictions, WCB-Alberta will discuss modified work opportunities with you and your employer. Slide 18 Why perform modified work? recover sooner decrease your time away from work increase your independence continue to contribute to your organization’s success Slide 19 WCB Requires Modified Work To Be Achievable – given your injury, are you physically able to do it Safe – modified work should not endanger your recovery or safety, or the safety of others Constructive – modified work should contribute to your skill development and your return to full duties Productive – your duties should be meaningful to the organization